Non-Dilutive Financing for Canadian Startups
Unlock Financing Solutions to Grow Your Business
Bonsai Growth specializes in leveraging Tax Credits and Government programs for Canadian companies to Start, Scale, and Exit.
Get StartedWhy collaborate with us?
Fast Funding
Application, term sheet and funding completed within 10–15 business days.
Security
No personal guarantees or equity position — just a first charge position on the Tax Credit.
Strategic Leverage
Partner with founders and investors to strategically leverage Government Incentives early to grow faster.
Expert Guidance
20+ years of experience in financing your business.
Submit Your Application
Complete our online application and upload all necessary supporting documents.
Review & Due Diligence
Our Corporate Finance team will thoroughly review your submission and conduct a due diligence process.
Receive Your Term Sheet
Once the review is complete, we'll send you a Term Sheet outlining the loan terms for your approval.
Fund Disbursement
Once all documents are prepared and signed by the relevant parties, the funds are ready for disbursement.
About Bonsai Growth
We focus on solutions and strategies to assist companies to retain equity and provide financing for Innovation, Capital growth and pathway to capital raises, by leveraging Government Tax Credits, Grants and Receivables.
Founded in 2023, Bonsai Growth was created by two co-founders with over a decade of experience in the industry. Listen to what our CFA and Co-founder, Di Saxon, has to say!
Angel Forum™ Vancouver
"Sponsors Bonsai Growth Solutions at the Angel Forum Mountain Summit in Squamish"
Watch on LinkedInNon-dilutive financing is capital that does not require you to give up equity in your company. It includes loans, grants, and tax credit advances. This means you retain full ownership and control while still accessing the capital you need to grow.
Our streamlined process allows for application, term sheet, and funding to be completed within 10–15 business days, making it one of the fastest financing solutions available for Canadian startups.
The amount you can borrow depends on the value of your tax credits, grants, and receivables. We will assess your specific situation and provide a tailored financing solution that aligns with your government incentive portfolio.
Yes. While our primary focus is non-dilutive financing through tax credits and government programs, we can also assist with strategic capital planning and connect you with resources for equity raises when the timing is right for your company.
Our fees are transparent and structured around the financing we provide. We will outline all costs clearly in the Term Sheet before you commit to anything. There are no hidden charges — we believe in straightforward, honest pricing.